DO NOT apply & open new lines of credit
DO NOTco-sign any loans
DO NOTchange jobs or quit your job, become self-employed
DO NOT change banks or bank accounts
DO NOT make large purchases (furniture, appliances, vehicles, etc)
DO NOT pay off credit cards or cancel lines of credit or liabilities
DO NOT incur new debt that can increase your debt-to-income (DTI) ratio
DO research home buying process
DO know how much money you need for down payment and closing costs
DO have money saved to cover purchase expenses and reserves for several months
DO get pre-approved with a mortgage lender to determine how much home you can afford
DO continue to make payments on time on credit cards, any lines of credit, utilities
FREE buyer representation on New & Resale Homes
Ask me about Nevada programs for DOWN PAYMENT ASSISTANCE: Home is Possible, Home is Possible for Heroes, Home is Possible for Teachers, Home at Last.
loan, and assist you in signing your papers.
Contact me: call/text: (702) 983-4278
upon request every 12 months at AnnualCreditReport.com, (877) 322-8228 or mail.
Just a few suggestions...consult your Mortgage Lender for more information
Las Vegas Realtor®
forget to change your address and inform the utility companies of your move!
Dos and Don'ts When Purchasing a Home!
With my experience, I can help you make an offer that both fits your budget and has the best chance of being accepted. When it comes to negotiation, your REALTOR® is your advocate!
My job is to help you find the perfect home for your needs. Contact me with any questions about the home buying process. Let's work together to find your dream home!
Things to Consider Before Buying a Home
Your Credit: When applying for a loan, the better your score, the lower your interest rates will be. 2003 Fair and Accurate Credit Transaction Act: one free credit report with each credit bureau