DO NOT apply & open new lines of credit

DO NOTco-sign any loans

DO NOTchange jobs or quit your job, become self-employed

DO NOT change banks or bank accounts

DO NOT make large purchases (furniture, appliances, vehicles, etc)

DO NOT pay off credit cards or cancel lines of credit or liabilities

DO NOT incur new debt that can increase your debt-to-income (DTI) ratio

DO research home buying process

DO know how much money you need for down payment and closing costs

DO have money saved to cover purchase expenses and reserves for several months

DO get pre-approved with a mortgage lender to determine how much home you can afford

DO continue to make payments on time on credit cards, any lines of credit, utilities

FREE buyer representation on New & Resale Homes

 Ask me about Nevada programs for  DOWN PAYMENT ASSISTANCE: Home is Possible, Home is Possible for Heroes, Home is Possible for Teachers, Home at Last.

  • Research:  Things to consider: commute to work, schools, bedrooms/bathrooms you need. New construction or resale? Check your Home Wish List to find the right home.

Home Buying Process

  • Making the Offer:  I am certified Pricing Strategy Advisor. When we find that perfect home, I will prepare and present the offer with the loan pre-approval or proof of funds (cash purchase).
  • Price:  Determine what's realistic and how much home you can afford. I can help you make the most out of your money! Check your House Affordability

loan, and assist you in signing your papers.

Contact me: call/text: (702) 983-4278
email: lasvegashomes8@gmail.com

       upon request every 12 months at AnnualCreditReport.com, (877) 322-8228 or mail.

Just a few suggestions...consult your Mortgage Lender for more information

  • Once Your Offer is Accepted:  We'll have the house professionally inspected, appraised, request repairs and more. Once this step is complete, we will verify the terms and conditions of your
  • Moving Time!  Now that you've found your perfect home it's time to make moving arrangements. If you need a professional moving company, I can recommend reputable, local movers. Don't
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Skye Canyon Community

NVRE BS.0144538.LLC

Las Vegas Realtor®

  • Qualify for a Loan:  Get pre-approved for a loan before you start looking at homes, to be able to make an offer. 

forget to change your address and inform the utility companies of your move!

Dos and Don'ts When Purchasing a Home!

Cristina Marinescu

  • Your Finances:  income, savings for down payment and closing costs, recurring debts - Debt-to-Income ratio

With my experience, I can help you make an offer that both fits your budget and has the best chance of being accepted. When it comes to negotiation, your REALTOR® is your advocate!

New Construction

Home Search Here!                            New Construction Homes

My job is to help you find the perfect home for your needs. Contact me with any questions about the home buying process. Let's work together to find your dream home!

Things to Consider Before Buying a Home

  • Your Credit:  When applying for a loan, the better your score, the lower your interest rates will be. 2003 Fair and Accurate Credit Transaction Act: one free credit report with each credit bureau