Dos and Don'ts When Purchasing a Home! Just a few suggestions...consult your Mortgage Lender for more information
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Things to Consider Before Buying a Home
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DO research home buying process, how much money you need for down payment and closing costs
DOget pre-approved with a mortgage lender to determine how much home you can afford
DO continue to make payments on credit cards and any lines of credit, utilities
DO NOT apply & open new lines of credit
DO NOT make large purchases (furniture, appliances, vehicles, etc)
DO NOTpay off credit cards or cancel lines of credit or liabilities
DO NOT incur new debt that can increase your debt-to-income (DTI) ratio